E-wallet will be booming next three years


Smartphone not just be a machine SMS sender, they also minicomputer, personal assistant, or even the wallet for users alias e-wallet. According to the Consumer Product VP Doku, Ricky Richmond Aldien, e-wallet is considered an efficient tool than bank transactions. In the region of Asia, Africa, and Europe, for example, through e-wallet payment boomed in recent years.

For Asia, Indonesia, for example. Ricky said, based on records of Bank Indonesia (BI), the transaction volume of electronic money as a payment instrument in the electronic wallet has touched the figure of 537 588 334 transactions. Increase from the previous year, amounting to 535 579 528 transactions.

"And the payment system via mobile still will continue to lure at least two to three years ahead," he said in Jakarta, Friday (30/12).

Ricky explains in more detail, there are three sectors that will spur the growth of e-wallet. Three sectors that are the games, electronics, and e-commerce. In terms of users, the millennial generation will be at the forefront to adopt.

"They will be the first to leave a credit card and then select a convenient and seamless experience of electronic wallet," he said.

In the electronic wallet users can save a lot of things, ranging from e-money or electronic cash, debit cards, credit cards, or even the investment records.

"Like the saying, your wallet for everything. We no longer need to carry a wallet everywhere, made dizzy by credit card splattered, or sheets of paper bills are confusing," said Ricky.

Users of electronic wallets even further Ricky, do not need to have a bank account. Enough with the electronic wallet application and simply inserting anything into it in the wallet (e-wallet). Furthermore, the users themselves who will determine how they will pay. Whether it's using a QR code scanner, token or other.

"In short, simple," he explained.


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